Divorce Is Personal. Financial Decisions Are Critical.

Joe Garcia is a Certified Divorce Coach, Certified Divorce Financial Analyst® (CDFA®), and Private Divorce Financial Mediator specializing in the financial side of divorce for individuals, couples, business owners, executives, and high-net-worth clients. With more than 20 years of experience in accounting, finance, financial documentation, and complex financial analysis — including Big Four public accounting experience and federal large-business examination work — Joe brings a highly analytical eye to divorce-related financial decisions.

Joe helps clients organize financial information, understand settlement options, identify potential financial red flags, prepare for mediation, and ask better questions before making major decisions. His background includes work involving sophisticated financial records, closely held businesses, income analysis, debt structures, asset division, liquidity concerns, retirement assets, real estate, and long-term financial planning considerations.

With a Bachelor’s degree in Accounting and a financial related Master’s degree, Joe understands how financial documents, income patterns, business interests, and settlement terms can shape a client’s financial future long after the divorce is final. His approach is structured, practical, and focused on helping clients bring clarity to complex financial issues during one of life’s most difficult transitions.

Joe’s work is also shaped by personal experience. Having gone through divorce himself and as a full-time single father of two children, he brings both professional financial depth and real-world understanding to his clients. His mission is to help people move through divorce with clarity, confidence, and a stronger foundation for their next chapter.